This kit comes with all your credit needs and provides you with information that will benefit generations. This 27-page kit includes, how to pull your credit report, how to read your credit report, Tradeline recommendations, Information on how to dispute personal and derogatory information. This kit comes with 12 ready-to-print dispute letters (Collections, Medical Collections, Charge offs, late payments, Inquires, pay to delete, etc..), and teaches you how to format your own dispute letters. If you are new to credit repair, don’t worry. This kit provides you with step-by-step instructions on how to challenge all type of derogatory accounts!